Author Archives: Cottingham

Planning For A Memorial Day Closing

Planning to close on your home at the end of May? Plan ahead. Memorial Day is coming and the holiday may delay your closing. Continue reading

Posted in Personal Finance | Tagged , , | Leave a comment

Make A Mortgage Rate Plan Ahead Of The Jobs Report

Been shopping for a mortgage rate? You may want to lock something down. Tomorrow morning, mortgage rates are expected to change. Unfortunately, we don’t know in which direction they’ll move. Continue reading

Posted in The Economy | Tagged , , | Leave a comment

Home Values Start The Year Strong

According to the Federal Home Finance Agency’s Home Price Index, home prices rose a seasonally-adjusted 0.3 percent between January and February 2012. Continue reading

Posted in Housing Analysis | Tagged , , | Leave a comment

Mortgage Guidelines Resume Tightening Nationwide

Despite an improving U.S. economy, the nation’s banks remain cautious about what they will lend, and to whom. Continue reading

Posted in Mortgage Guidelines | Tagged , , | Leave a comment

What’s Ahead For Mortgage Rates This Week : April 30, 2012

Mortgage markets were mostly unchanged last week for the second straight week. Continue reading

Posted in Mortgage Rates | Tagged , , | Leave a comment

Pending Home Sales Index Crosses The 100 Barrier

After a series of worse-than-expected data last month, the housing market appears to be back on track. Continue reading

Posted in Housing Analysis | Tagged , , | Leave a comment

A Simple Explanation Of The Federal Reserve Statement (April 25, 2012)

The Federal Open Market Committee voted to leave the Fed Funds Rate unchanged within its current target range of 0.000-0.250 percent Wednesday. Continue reading

Posted in Federal Reserve | Tagged , , | Leave a comment

New Home Sales Revised Higher In February; Slip 7% In March

Sales of new homes ticked lower in March, unexpectedly. Continue reading

Posted in Housing Analysis | Tagged , , | Leave a comment

The Fed Starts A 2-Day Meeting Today. Make A Strategy.

The Federal Open Market Committee begins a 2-day meeting today. Mortgage rates are expected to be volatile for the next 48 hours. Continue reading

Posted in Mortgage Rates | Tagged , , | Leave a comment

What’s Ahead For Mortgage Rates This Week : April 23, 2012

Mortgage markets were mostly unchanged last week, breaking a three-week winning streak. Continue reading

Posted in Mortgage Rates | Tagged , , | Leave a comment